Oaktree Realtors

Buy with Oaktree

1. Pre-Qualification

Meet with a mortgage broker and your local bank of other mortgage business and find out how much you can afford to pay for the home.

2. Pre-Approval

Knowing how much you can afford is step one as sellers will be more receptive to buyers who have been pre-approved. Your pre-approval will let you know what price range of homes to look at so you don’t view homes out of your price range. Pre-Approved buyers actually applied for a mortgage and receive a commitment from the bank/lender. Being Pre-approved sets you apart letting the seller know immediately that you are a serious buyer for that property. A buyer who is pre-approved prior to submitting an offer is advantageous in a quick moving real estate market.

3. List of Wants and Needs

Make 2 lists, the first should include your must have items such as number of bedrooms, garage

stalls, style etc. The second list is your wishes that you would love to have such as a pool, no

backyard neighbors, and a south facing driveway.

Final Step as a buyer is choosing representation from an Oaktree Realtors Agent.

PDF Guide

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